The Lombard Review
Economy

The Fed now sees just one cut

One 2024 cut in median

The north face of the Eccles Building, Washington
The north face of the Eccles Building, WashingtonPhoto: AgnosticPreachersKid / Wikimedia Commons, CC BY-SA 3.0

The Federal Open Market Committee delivered a cold bath of realism to interest rate optimists at its June gathering. While keeping the benchmark rate unchanged at 5.25–5.50 per cent, the updated dot plot slashed projected 2024 rate cuts from three down to a single solitary quarter-point move. Even a benign May consumer price index print was insufficient to soften the committee's collective resolve.

A supermarket aisle in New Orleans
A supermarket aisle in New OrleansPhoto: Infrogmation of New Orleans / Wikimedia Commons, CC BY-SA 4.0

The Hawkish Median Trap

A granular look at the projections shows eight of nineteen officials projecting just one cut, while four saw zero easing this year. The Fed is determined not to repeat its premature pivot rhetoric of late 2023. With economic activity remaining superficially sturdy and financial conditions loose, the committee is demanding sustained, multi-month statistical proof before easing policy.

The trading floor of the Frankfurt Stock Exchange
The trading floor of the Frankfurt Stock ExchangePhoto: Ank Kumar / Wikimedia Commons, CC BY-SA 4.0

The Fed’s updated dot plot leaves zero margin for inflation error, proving that central bankers will happily sacrifice rate-cut timelines to defend their inflation-fighting credibility.