The Lombard Review
U.S.

Moody's warns on America's debt

Rating drift as slow-moving term premium

The Bureau of Engraving and Printing, which prints U.S. currency
The Bureau of Engraving and Printing, which prints U.S. currencyPhoto: Harrison Keely / Wikimedia Commons, CC BY 4.0

Moody’s Investors Service delivered a sober fiscal reality check to Washington on 10 November by lowering its outlook on the United States’ pristine Aaa credit rating from 'stable' to 'negative'. While Fitch and S&P have already downgraded the sovereign, Moody’s was the final rating agency holding the line. The move is a clear warning that America’s status as a triple-A sovereign borrower is living on borrowed time.

The Lower Manhattan skyline from Liberty Island
The Lower Manhattan skyline from Liberty IslandPhoto: Percival Kestreltail / Wikimedia Commons, CC BY-SA 3.0

The Fiscal Deterioration Clock

Moody’s cited widening fiscal deficits, escalating interest expense, and the complete absence of political consensus to enact structural budgetary reforms. Net interest costs are on track to surpass defence spending, consuming an ever-larger proportion of federal revenues. While the US dollar’s reserve status provides unique latitude, running persistent multi-trillion-dollar deficits will inevitably expand the sovereign term premium.

A $100,000 gold certificate, the largest U.S. note ever printed
A $100,000 gold certificate, the largest U.S. note ever printedPhoto: BrayLockBoy / Wikimedia Commons, Public domain

Moody’s negative rating outlook is a formal warning that America’s institutional and fiscal deterioration will eventually cost the nation its final remaining triple-A sovereign credit badge.